Hire-purchase system / types of durables / actual behaviour and attitude towards it / intention of buying durables / attitude towards renting durables / personality characteristics / the Amsterdam Biographical Questionnaire ( ABV ) Dutch version of the MMPI subtests neuroticism, somatic neuroticism, extraversion test attitude. Background variables: basic characteristics/ residence/ household characteristics/ occupation/employment/ income/capital assets/ education/ social class/ religion/ readership, mass media, and 'cultural' exposure